JACKSONVILLE BANKRUPTCY: The Grange Bankruptcy Blog: April 2018

Thursday, April 12, 2018

Are Debt Relief Agencies SCAMS?

I am often asked if debt relief companies are legit. I just tell them to be careful, as while some are legitimate, other may not be. All you have to do is check the FTC web site which is full of scam companies.

A recent post listed the following companies as defendants in a FTC investigation:

The corporate defendants are Financial Freedom National Inc., formerly known as (f/k/a) Institute for Financial Freedom Inc. and Marine Career Institute Sea Frontiers Inc., also doing business as (d/b/a) 321 Loans, Instahelp America Inc., Helping America Group, United Financial Support, Breeze Financial Solutions, 321Financial Education, Credit Health Plan, Credit Specialists of America, American Advocacy Alliance and Associated Administrative Services; 321Loans Inc., f/k/a 321 Loans Inc., also d/b/a 321Financial Inc.; Instahelp America Inc, f/k/a Helping America Team Inc., also d/b/a Helping America Group; Helping America Group LLC, f/k/a Helping America Group Inc.; Breeze Financial Solutions Inc., also d/b/a Credit Health Plan and Credit Maximizing Program; US Legal Club LLC; Active Debt Solutions LLC, f/k/a Active Debt Solutions Inc., also d/b/a Guardian Legal Center; Guardian LG LLC, also d/b/a Guardian Legal Group; American Credit Security LLC, f/k/a American Credit Shield LLC; Paralegal Support Group LLC, f/k/a Paralegal Staff Support LLC; and Associated Administrative Services LLC, also d/b/a Jobfax.

Relief defendants that profited from the scheme are JLMJP Pompano LLC; 1609 Belmont Place LLC; 16 S H Street Lake Worth LLC; 17866 Lake Azure Way Boca LLC; 114 Southwest 2^nd Street DBF LLC; 110 Glouchester St. LLC; 72 SE 6^th Ave. LLC; Fast Pace 69 LLC; Strategic Acquisitions TWO LLC; Halfway International LLC, also d/b/a 16 H.S. Street 12Plex LLC, 311 SE 3^rd St. LLC, 412 Bayfront Drive LLC, 110 Glouchester St. LLC, 72 SE 6^th Ave. LLC, 114 SW 2^nd Street JM LLC, 8209 Desmond Drive LLC, and HLFP LLC; Halfway NV LLC, also d/b/a Halfpay International LLC; and Nantucket Cove of Illinois LLC.

Keep in mind, this is just one posting. Are there others? Absolutely.

Jacksonville Bankruptcy Attorney -- J. Dinkins G. Grange, Esquire

I am a consumer bankruptcy attorney helping people with their financial situations. As a bankruptcy lawyer, I help people find various alternatives towards handling their financial problems, and if needed, I can provide legal assistance to consumers seeking relief under the bankruptcy code. I can be contacted by email at dgrange@grangelaw.org. I am available by appointment during the week and most evenings.

I am located in Green Cove Springs on US 17 near the Clay County Courthouse, serving Baker, Clay, Duval, Nassau, St. Johns, and Putnam counties.

I am a member of the Jacksonville Bankruptcy Bar Association, Florida Bar, and Clay County Bar Association.

I have also been designated a debt relief agency by Congress and the United States Supreme Court and I help clients file for bankruptcy relief under the bankruptcy code.